Overview

The law firm of McBrayer provides financial institutions with comprehensive counsel for compliance with federal and state regulations. We have attorneys on staff with focused experience in banking, lending and securities law.

Our clients include banks, credit unions, savings and loans, insurance companies, credit card issuers, mortgage companies and finance companies in Kentucky and neighboring states.

With law offices in Lexington and Louisville, a government relations practice in Frankfort, and a presence in Washington, D.C., we can address operational and transactional compliance involving the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), the Securities and Exchange Commission (SEC), and other state and federal regulatory agencies.

Experienced Banking Compliance Attorneys

We proactively counsel clients as legislative changes affect day-to-day business operations. We also represent financial institutions in examinations by state and federal regulatory agencies and any related administrative or civil proceedings.

Our attorneys are intimately familiar with financial services regulations and consumer protection laws, including but not limited to:

• Dodd-Frank Wall Street Reform and Consumer Protection Act (the "Reform Act")
• Bank Secrecy Act (BSA)
• Real Estate Settlement Procedures Act (RESPA)
• Truth in Lending Act (TILA)
• Home Mortgage Disclosures Act (HMDA)
• USA Patriot Act
• Equal Credit Opportunity Act
• Federal Reserve Board Regulations D and CC
• Sarbanes-Oxley

We advise on regulatory compliance or investigations pertaining to mortgage loans, sale of loan portfolios, commercial lending, bank chartering, financial institution mergers and acquisitions, IRS reporting and all facets of the financial services industry. Our firm also lobbies on behalf of the financial services sector.

Protecting the Interests of Financial Services Clients

Our Kentucky regulatory compliance lawyers provide knowledgeable answers and responsive counsel for the complex, ongoing and ever-changing arena of complying with banking and finance regulations. 

To speak with an attorney of the McBrayer firm contact us online.